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FAQs
Q. What are the coverages needed to operate a tow truck business in the state of California?
A. combined single limit of $750,000 which includes bodily injury and property damage.
 
Q. What does on hook coverage cover?
A. it covers the vehicle for physical damages while in your care.
 
Q. Do I need garage keepers coverage?
A. Only if you store vehicles in your location or offer roadside repairs.
 
Q. How do I obtain a motor carrier permit?
A. By submitting an application to DMV then once you have purchased insurance we do the filings for you and send you the confirmation that your filing was completed.
 
Q. Do I have to pay the policy in full or can I make payments?
A. No, most insurance carriers require 20-25% down and the rest is billed over a 9 or 10 month period.
 
Q. Can I add and remove vehicles or drivers?
A. Yes the request must be in writing either a fax or email will work.
 
Q. What is the move over law?
A. Been effect since 2005 which states that driver must slow down or move over to the right for emergency vehicles which includes tow trucks.
 
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